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We have
several exciting programs - Let us help you choose the one that is right
for you!
H.O.P.E. Program
(Home Ownership Purchasing Education)
A remarkable, exciting program,
designed to assist you in becoming a homeowner, regardless of financial
status or past credit problems!
- Purchase program to help you
become a homeowner
- Out of pocket expense of only
$800.00
- Helps you purchase a new or
existing home with no down payment or closing costs
- How to accelerate your
mortgage! Own your home within 13 years or less, without increasing
your monthly payment!
Qualifications
- Continuous employment in the
same line of work for at least one year
- No major credit problems in
the last two years (No liens, repossessions, judgments,
collections).
- Past bankruptcy must be
discharged for at least two years.
Lease-Purchase Program
For those whose job or credit
situation does not allow them to immediately qualify for the H.O.P.E.
Program.
- We either have, or can find
just what your looking for!
- After two years, we will
transfer the home to you, and handle the transaction as a refinance,
and help arrange permanent financing.
- As little as $1200 down (plus
$300 Security deposit and first months rent).
- Generous rent credit
Qualifications
- Continuous employment in the
same line of work for at least one year
- Not currently in bankruptcy
- Debt ratio not to exceed 45%
Bi-Weekly Mortgage
Program
A
bi-weekly mortgage is an innovative plan for people that desire to pay
off their debt as soon as possible.
Instead
of writing a check once a month, half of the monthly payment is debited
electronically from the client's checking account every two weeks.
Essentially, this payment schedule will generate a 13th payment during
the course of a year for the client. This extra payment is applied
directly to the principal of the loan.
- Build
equity 200-300% faster
- Pay
off the mortgage 8-10 years sooner.
- Save
$50,000-$80,000
Mortgage Protection
Plan
With this
plan, the interests of your family will be taken care of if something
were to happen to you.
- In the
event of death, your mortgage would be paid off.
- In
case of disablement, this plan would assist in the mortgage
expenses.
Contact
us today! - Let's get started on your dream.
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